Workers compensation is payable to a worker who suffers an injury or disease arising out of or in the course of their employment.
As an employer you must either:
- take out a workers compensation insurance policy with a licensed insurer (see list of licensed insurers in Tasmania) to cover you for workers compensation claims made by your workers, or
- apply to the WorkCover Tasmania Board for a permit to self insure against workers compensation claims made by your workers. This is usually for large businesses (see information for self insurers).
Domestic workers in private households
A domestic servant in a private household is deemed to be a worker once they reach 48 hours of employment (in total) with that employer.
The Workers Rehabilitation and Compensation Act 1998 requires that an employer (the householder) takes out a policy of insurance with a licensed insurer to cover for workers compensation claims made by a worker.
We suggest you contact a licensed insurer to discuss the most appropriate workers compensation insurance cover with them.