Workers compensation insurance

COVID-19 and workers compensation in Tasmania

Workers compensation is payable to a worker who suffers an injury or disease arising out of or in the course of their employment.

As an employer you must either:

  • take out a workers compensation insurance policy with a licensed insurer (see list of licensed insurers in Tasmania) to cover you for workers compensation claims made by your workers, or
  • apply to the WorkCover Tasmania Board for a permit to self insure against workers compensation claims made by your workers. This is usually for large businesses (see information for self insurers).

Domestic workers in private households

A domestic servant in a private household is deemed to be a worker once they reach 48 hours of employment (in total) with that employer.

The Workers Rehabilitation and Compensation Act 1998 requires that an employer (the householder) takes out a policy of insurance with a licensed insurer to cover for workers compensation claims made by a worker.

We suggest you contact a licensed insurer to discuss the most appropriate workers compensation insurance cover with them.

Resources

Licensed insurers in Tasmania

Information for self insurers

Guideline on the definition of wages A-Z

Basic rate and basic salary indexation

Suggested premium rates 2020-21 (PDF, 128.2 KB)

Development of suggested premium rates 2020-21 (PDF, 5.4 MB)

Where to next

What to do with a workers compensation claim

Updated: 9th April 2020